Using credit cards is an excellent way to up your credit score. But, what many do not realize is that misusing a credit card can do more harm than good. This article lists five worst and serious credit card mistakes that everyone should know about and avoid: 1. Paying your dues late One of the biggest mistakes you can make while having a credit card is paying the dues late. Late payment can affect your credit score in the long run and make it difficult to access loans or mortgages. Not to mention, defaults in payment stay on your records for a long time. If these payments are delayed, the account can be sold off to collections. To avoid missing deadlines, set reminders or try opting for automatic payments. 2. Paying only the minimum amount due Another common yet serious mistake that can affect your credit in the long term is paying only the minimum amount due. While this may be the way to avoid missing out on paying the amount, it is a sure-shot way to build up debt. It also means you will be paying a small sum for a long time. Some credit card companies offer interest-free cards, but most also have interest sums that are charged on the unpaid due amount.

Fleas and ticks can become a worrisome issue for every pet parent. They not only cause excessive itching in your pets but also infest carpets, furniture, and fabrics, wreaking havoc in the entire household. Commercially available chemicals may cause skin irritation, vomiting, diarrhea, and even seizures in pets. Here are some natural remedies to get rid of fleas and ticks on pets and in your home. 1. Dish soap trap Fill a small plate or bowl with warm water and add some dish soap. Leave this mixture in a place that has frequent flea activity. This will act as a glue and trap most of the fleas due to the high viscosity it emits. For best results, it is best to replace the mixture every day. It is most effective at night since fleas are nocturnal creatures. Placing a candle near the mixture is also advised; however, it can result in a fire hazard if left unattended. 2. DIY flea spray To make a flea spray mix 4 liters of vinegar in 2 liters of water with 500 ml of lemon juice and 250 ml of witch hazel. Pour the mixture into a spray bottle. Sprinkle the mixture on furniture, pet beds, carpets, and window sills.

Coffee is a crucial element of many people’s morning routine. It helps us feel refreshed and energized in the mornings and prepares us for tackling our challenges that lie ahead. Even though coffee gets a bad rep for being unhealthy and addictive when consumed in excessive amounts, there are several benefits to drinking coffee that you cannot ignore. Here are some advantages of indulging in your daily cup of joy: 1. Boosts energy levels We all know that coffee can instantly boost our energy levels in the morning. Whenever we need a pick-me-up, either in the morning or throughout the day, coffee helps us get out of the sluggish feeling and makes us fresh again. This is because it contains a stimulant called caffeine. This compound goes to our brain and stimulates the release of neurotransmitters like norepinephrine and dopamine, which results in large bursts of energy. 2. Reduces the risk of type 2 diabetes Several studies indicate that consuming the right amount of coffee every day can increase the body’s sensitivity to insulin and reduce glucose tolerance. Insulin is responsible for regulating the amount of sugar left in the bloodstream. And, due to increased insulin sensitivity, coffee drinkers are at a lower risk of developing type 2 diabetes.

Whether hosting a party at home or just hanging out with friends or family, cocktails can add a dose of fun to any occasion. There are tons of fancy cocktails one can whip up. However, when time is of the essence, or there are limited ingredients in the pantry, a basic cocktail is as good as any! 5 basic cocktails that you can whip up easily 1. Margarita Classic margaritas are a hit, especially in the summers. Whether craving some cocktails in the day or later at night, these versatile cocktails guarantee a fun time. Moreover, the ingredients required to make this fun drink are real simple; tequila, fresh lime juice, Cointreau or Triple Sec, and some water. No blenders are needed, and all you have to do is combine everything into a blender. Make sure to coat the rims of the serving glasses with some lime and salt to make the perfect margarita. 2. Negroni This dark and delectable cocktail is always a popular staple in bars. The best part about this basic cocktail is that it can be easily made for one as well as ten persons. All that is needed to make negroni are gin, sweet vermouth, and Campari.

An outfit is incomplete without the right accessories. Don’t you think? And what better way to spruce up your look with some subtle and classic jewelry pieces that can never go out of style. They do not have to be overly blingy and can just add some spark to a regular outfit. They can also be of any metal, chic, or on the bolder side of the spectrum. 6 must-have classic jewelry pieces 1. Stud earrings Shine, shine and shine! A diamond stud earring is just the right amount of shine you need to add to your special date night. A beautiful gown, messy bun, and solitaire to put the whole outfit together. The beauty of stud earrings is that they don’t have to be big, shiny and expensive, they can be simple as well. Pick tiny cream-colored pearls, funky, mismatches styles, or a classic silver stud for casual outings. 2. Hoop earrings Statement earrings no doubt! Every woman should add this to their accessories rack. The size of the hoops can change with occasion and be sure to keep your hair out of the way to avoid any entangling. A pair of small, elegant hoop earrings would definitely be a good investment for any and all occasions.